It cannot guarantee profit or fully protect against loss in a declining market. )ĭiversification can help reduce some investment risk. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. Licensed by the Department of Business Oversight under the California Financing Law License No. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions.
If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions.
Not all borrowers receive the lowest rate. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE.